---
title: "Investor Indonesia Rata-Rata Underperform Index 4–5% per Tahun. Kemana Hilangnya?"
slug: investor-indonesia-underperform-index
url: https://bebasfinansial.id/blog/investor-indonesia-underperform-index
category: "Psychology"
published: 2026-05-15T10:24:03.767Z
author: "Yoga Hartono"
read_minutes: 8
---
# Investor Indonesia Rata-Rata Underperform Index 4–5% per Tahun. Kemana Hilangnya?
Studi Morningstar dan Dalbar tentang behavior gap investor Indonesia.